Traveling for education is a very ancient tradition and it is flourished now more than ever. Every year, millions of students travel from their hometown to big cities to take admissions in renowned universities and colleges and pursue their dreams. In times like these, it is necessary to subscribe to student travel insurance plans. These plans ensure the safety of the students.
In case of any mishap or any accidents happening, student travel insurance plans get you covered and take care of all the medical expenses as well as hospital charges.
In the United States of America, the authorities pay great emphasis on looking through and buying the insurance plans that are specific to students’ traveling. Because students are a very major and important part of a population and are the face of future. There should be no compromise in their safety and security plans.
So, it is highly recommended that every student buys a student travel insurance plan and secure himself.
How to buy a student travel insurance plan:
The process is quite simple usually. The travel insurance policies are very user-friendly and they give great comfort to the students in terms of processing and legal documentation. There will be some initial requirements that they will need to check form your school. After the initial setup, the insurance company will guide you through the whole process and make it super easy for you.
These plans come different validity options, so talk to your insurance provider about the period of validity and your stay in that country or state.
Coverage of student travel insurance plans
The student travel insurance plans cover a lot of situations some of which are mentioned below:
- Medical expenses
- Accidental death
- Permanent disability
- Loss of passport
- Study interruption
- Bail bond
- Cancer screening and mammography examinations for female clients
Age limit criteria
The criterion for being eligible for a student travel insurance plan is quite simple. They give a wide window of age for their clients. Any students older than the age of sixteen are rendered eligible to apply for the insurance. However, the age limit ends at thirty-five which in my opinion is a pretty wide window.
Types of travel insurance plans
There are many options available to choose from, depending upon the need of the student himself. He can explore and choose a plan that best suits his demands.
Some of the examples are:
- Single trip insurance plan
- Multi-trip insurance plan
- Domestic travel plan
- International travel plan
- Corporate travel insurance
- Medical travel insurance
It is the need of the hour to be associated with any student travel insurance plan that gets you covered in the case of any mishaps and accidents. In times like these, nothing can be risked especially when it comes to health and medical needs and requirements.
Being covered by a good suitable insurance policy not only gives you the protection in the time of need but also gives you the mental comfort and the feeling of safety knowing that there is someone to rely on in desperate times.
Rashid Nawaz is a professional blogger and a News report. He works for SMH News Agency in Jhang and he is a news reporter on Dunya Urdu as well.